Commercial Finance Manager - Sainsbury's Financial Services
Salary: Competitive Plus Benefits
Location: London Store Support Centre and Home, London, EC1M 6HA
Contract type: Permanent
Business area: Sainsbury's Financial Services Ltd
Closing date: 24 August 2026
Requisition ID: 400076067
We’d all like amazing work to do, and real work-life balance. That’s waiting for you here at Sainsbury’s. For a FTSE business, we move incredibly fast. When we’re not leading projects, we’re supporting teams across the wider group to achieve their goals. And here, you can see the impact of your work as soon as you walk into a store, giving you a real sense of purpose and responsibility. Better still, the team around you will listen to your ideas and opinions, and you’ll have every chance to try something new. The scale and complexity of our business mean there’s always something new to learn, and we’ll support you every step of the way. We’re trusted to get on with it. So get ready to make things happen.
Location: London or Edinburgh Store Support Centre & Home. Colleagues go into the office 1-2 days per week on average.
Why join us
Joining the Finance team at Sainsbury's Financial Services offers a unique opportunity to work at the forefront of financial services within a multi-channel retail environment. Sainsbury’s Financial Services is at the start of its journey, and this role will help shape the long-term growth; you will play a crucial role in managing complex data sets and driving strategic financial planning initiatives, supporting business growth, challenging the status quo, and delivering valuable insights to drive decision-making.
With a focus on collaboration, innovation, and continuous improvement, you will have the chance to make a significant impact on the performance and direction of Sainsbury's Financial Services division, while benefiting from a supportive work environment and opportunities for personal and professional development.
What you'll do
As a Commercial Finance Manager, you will play a crucial role as the primary interface between Finance and business owners for Sainsbury's Financial Services products. Your responsibilities will include providing support and challenge to ensure the preparation of reliable and timely financial plans, driving income generation and cost-saving initiatives, and conducting financial analysis for business cases and ad hoc insight. You will represent finance at product review meetings, present financial performance and analysis, co-ordinate and process information for the annual planning cycle, and develop models to measure the impact of changes on budgeted balance sheets and P & L positions.
Additionally, you will utilise large data sets to optimise product profitability, support requests for ad hoc analytics, and deputise for the Head of Finance in key committees to discuss overall financial performance within the Financial Services division. Your role will be instrumental in contributing to the strategic financial planning and decision-making processes within the organisation.
Who you are
You are a highly skilled professional with a proven track record of delivering value through insightful analysis and financial expertise. Your ability to challenge and collaborate with stakeholders in a constructive manner, coupled with your proficiency in building complex financial models and working with large data sets, enables you to drive informed decision-making and optimise product profitability. With strong communication skills and strategic thinking, you effectively translate complex finance and data analytics into actionable insights, supporting the business in achieving its financial goals and objectives.
Essential Criteria
- Qualified accountant (e.g. ACA, ACCA, CIMA) or demonstrable experience operating as a Commercial Finance Manager with accountability for financial analysis and decision support
- Proven ability to build, maintain and enhance complex financial models using Microsoft Office applications, including advanced Excel
- Demonstrable experience analysing large and complex datasets to identify trends, solve business problems and support decision-making; Power BI and SQL experience is desirable
- Evidence of delivering measurable business value through financial analysis, insight generation and recommendations
- Proven ability to communicate complex financial, data and analytical information to senior stakeholders, including providing constructive challenge and influencing business decisions
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We are committed to being a truly inclusive retailer so you’ll be welcomed whoever you are and wherever you work. Around here, there’s always the chance to try something new — whether that’s as part of an evolving team or somewhere else across the business - and we take development seriously and promise to support you. We also recognise and celebrate colleagues when they go the extra mile and, where possible, offer flexible working. When you join our team, we’ll also offer you an amazing range of benefits. Here are some of them: Starting off with colleague discount, you'll be able to save 10% on your shopping online and instore at Sainsbury's, Argos, TU and Habitat, and we regularly increase the discount to 15% at points during the year. We've also got you covered for your future with our pensions scheme and life cover. You'll also be able to share in our success as you may be eligible for a performance-related bonus of up to 20% of salary, depending on how we perform. Your wellbeing is important to us too. You'll receive an annual holiday allowance, and you can buy up to an additional week's holiday, and we provide private healthcare. We also offer other benefits that will help your money go further such as season ticket loans, interest free car loan of up to £10k, cycle to work scheme, health cash plans, salary advance (where you can access some of your pay before pay day) as well access to a great range of discounts from hundreds of other retailers. And if you ever need it there is also an Employee Assistance Programme. Moments that matter are as important to us as they are to you which is why we give up to 26 weeks’ pay for maternity or adoption leave and up to 4 weeks’ pay for paternity leave. Please see www.sainsburys.jobs for a range of our benefits (note, length of service and eligibility criteria may apply).
